Fixed Deposit vs Recurring Deposit: Which is Better for You?

Category: Deposits

Compare FD and RD returns, lock-in, and tax treatment before you invest.

FDs suit lump-sum investments; RDs suit monthly savers. Both are taxable at slab rates; consider 5-year tax-saving FDs for 80C benefits.

Reinvest interest in cumulative FDs for compounding; choose payout option if you need regular income.

Check bank vs small finance bank vs post office rates; ensure deposits are within insurance limits.

Ladder FDs across maturities to balance liquidity and returns. Avoid premature breaking by aligning tenors with goals.

For short-term parking, consider liquid funds; for guaranteed returns, FDs/RDs remain reliable.

About Gold Investment

Gold has been a trusted investment for centuries, serving as a hedge against inflation and economic uncertainty. Investing in gold can help diversify your portfolio and protect your wealth. Our platform provides real-time gold prices across major Indian cities, helping you make informed investment decisions. Whether you're buying gold for investment or jewellery, staying updated with current gold rates is essential.

Gold prices in India are influenced by international spot prices, USD/INR exchange rates, import duties, and local demand. We offer AI-powered predictions and market analysis to help you time your gold investments better.

Silver Investment Benefits

Silver offers unique investment opportunities with both industrial and investment demand. As a precious metal, silver provides portfolio diversification and acts as a store of value. The growing demand from electronics, solar panels, and electric vehicles makes silver an attractive long-term investment option.

Our platform provides comprehensive silver price information, city-wise rates, and AI-powered market insights. Whether you're investing in silver coins, bars, or jewellery, our tools help you track prices and make informed decisions.

EMI Calculator Benefits

Our EMI calculator helps you plan your loan repayments effectively. Calculate monthly EMIs for home loans, car loans, personal loans, and more. Understand the total interest payable and plan your finances better. Use our AI-powered insights to optimize your loan structure and reduce interest burden.

Investment Calculators

Plan your investments with our comprehensive calculator suite. Calculate FD returns, SIP corpus, compound interest, and retirement savings. Our calculators provide detailed breakdowns and AI-powered recommendations to help you achieve your financial goals faster.